"There Is NOTHING Average About A Black Girl"
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The time we are living in is tough regarding finance. People have to have more than one esteems of income to fulfill their dreams. I do not know what it is, either people are dreaming more now, or they are daring to achieve it, but one thing is certain that the growing sense of investment is changing our society.

I remember the time when people use to deposit their money in the bank. They use to think it as the safest option. Depositing your money in the bank is still the most reliable option but people now are risk takers, or they may have understood the importance of investments.

While investment is somewhat of a necessity now, it is also very important to know the basics or where you are investing, as I always suggest people to invest in the market which is fully known to you.

When you are a beginner, you are excited, but you are afraid too. You just need someone to give you an opening note or suggestions to get you started, to tell you where to begin with, right? So here I am with a bunch of ideas to give you a heads up.


If you have proper knowledge of stocks than you must try investing in it, at least once in your life. When I was in a business school almost every teacher of mine suggested us to have this experience.

Investing in stock can involve a lot of risks, so try with individual ones for the starter.


Peer to peer lending has somehow gained a lot of popularity recently. You just have to look for best peer to peer lending sites to lend your money to a person in need with whatever interest set. This way you can lend some of your money through a trusted channel to an individual without involving any bank or financial body.


Invest in something you know people would not ignore, like an eatery or something. Research that what is it that is trending in your area and according to your demographic, plan how to serve best.


It is one of the easiest investments with no risk in it. You just have to buy a bond, it maybe municipal or corporate, and then wait for your prize to be announced. Even with no prize, you can always sell your bond to get your principal amount back.


For reducing the risk factor, you can always invest in mutual funds. To make a small investment in a pool of investors that may be retailer or institutions, to purchase securities is said to be mutual funding. Just make sure to be fully aware of what you are investing into because the risk is necessary but with efficiency.




Author Bio: Sarah Smith has been a personal finance author for the last five years. She is also an independent and very passionate finance and investment advisor. She regularly posts at www.personalincome.org.


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Danielle Mitchell
My name is Danielle Mitchell and my focus is to create more black millionaires. I am an international marketing strategist that believes we ALL can use our influence to make additional income doing the things we like to do.Marketing Maven. Christian. Promoter of Black Owned Businesses. University of Illinois Champaign Alumni.

~There is NOTHING Average About A Black Girl~
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